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Compare 85+ Business Equipment Loans & Equipment Finance​.

At Tradiespace, we're your go-to for equipment finance loans across Australia. With the marketplace constantly evolving, the right gear can dramatically boost your business's efficiency, growth, and edge over competitors. We understand the value of the latest machinery, tools, or tech. That's why we use cutting-edge AI to make the business equipment financing application process quick and tailored, ensuring you get the right financing fast. Discover how our equipment loan services can drive your business forward with our equipment finance rates comparison tool.

✅  No Impact on Credit Score.
✅  7-Minute Pre-Approval.
✅  Compare 85+ Equipment Loans Instantly.
✅  No Hidden Fees.
✅ Our Brokers Will Secure the Ideal Loan for You.

What Are
Commercial Equipment Loans?

Why Pick Tradiespace Equipment Finance For Business?

Every business is unique, which is why Tradiespace employs the latest AI to process your documents quickly, compare equipment loans in Australia thoroughly, and match you with the best equipment lending options. This AI-driven method speeds up the application and increases the chance of finding the perfect loan for your needs.

Equipment Finance Options Across Industries.

We provide equipment financing for:

  • Medical Equipment
  • Fitness and Gym Equipment
  • Agriculture Equipment
  • Heavy and Specialised Equipment
  • Restaurant Equipment
  • Manufacturing Equipment
  • Construction Equipment
  • Office Machinery
  • Second-Hand Equipment Financing

Our Equipment Finance Loan Features.

  • Competitive Rates: We offer some of Australia's best equipment loan rates through our wide network of lenders.
  • Flexible Terms: Customise your loan to fit your business's cash flow, minimising financial stress.
  • Wide Range of Equipment Financing: Get access to Leasing, Rent to Buy, Commercial Hire Purchase and Chattel Mortgage.
  • Quick Approval: Thanks to our AI, we ensure fast processing and approval for equipment financing loan letting you get your equipment without delay.

Why Choose Tradiespace for Your Equipment Loan Needs.

Our platform makes applying for an equipment loan simple:

  • Equipment Loan Calculator: Start with our equipment loan calculator. Adjust the numbers to reflect how much you're looking to borrow and for how long.
  • Document Processing: Upload your financial documents to our secure platform for quick processing with our proprietary AI.
  • Loan Comparison: Our system compares loans from various lenders to find the best rates and terms for you.
  • Matchmaking: We then match you with the ideal loan options based on your business's needs and financial health.
  • Decision Making: You'll get a detailed comparison of your best loan options to make an informed choice. For more personalised assistance, talk to our loan specialist humans to help you.

Why Pick LoanOptions.AI for Equipment Loans?

Every business is unique, which is why LoanOptions.AI employs the latest AI to process your documents quickly, compare equipment loans in Australia thoroughly, and match you with the best options. This AI-driven method speeds up the application and increases the chance of finding the perfect loan for your needs.

Equipment Loans Across Industries.

We provide loans for:

  • Medical Equipment
  • Fitness and Gym Equipment
  • Agriculture Equipment
  • Heavy and Specialised Equipment
  • Restaurant Equipment
  • Manufacturing Equipment
  • Construction Equipment
  • Office Machinery
  • Second-Hand Equipment Financing

Our Equipment Loan Features.

  • Competitive Rates: We offer some of Australia's best equipment loan rates through our wide network of lenders.
  • Flexible Terms: Customise your loan to fit your business's cash flow, minimising financial stress.
  • Wide Range of Equipment Financing: Get access to Leasing, Rent to Buy, Commercial Hire Purchase and Chattel Mortgage.
  • Quick Approval: Thanks to our AI, we ensure fast processing and approval, letting you get your equipment without delay.

Why Choose LoanOptions.ai for Your Equipment Loan Needs.

Our platform makes applying for an equipment loan simple:

  • Equipment Loan Calculator: Start with our equipment loan calculator. Adjust the numbers to reflect how much you're looking to borrow and for how long
  • Document Processing: Upload your financial documents to our secure platform for quick processing with our proprietary AI.
  • Loan Comparison: Our system compares loans from various lenders to find the best rates and terms for you.
  • Matchmaking: We then match you with the ideal loan options based on your business's needs and financial health.
  • Decision Making: You'll get a detailed comparison of your best loan options to make an informed choice. For more personalised assistance, talk to our loan specialist humans to help you.

More Options.
More Equipment.

Whether new or established, upgrade your business today with the right equipment loan and business equipment finance.

What are the benefits
of an Equipment Loan?

In the fast-paced world of business, staying ahead requires not just vision—it needs the right tools and technology to turn that vision into reality. This is where equipment loans become not just beneficial, but essential. They provide the lifeline businesses need to leap forward in operational efficiency and competitive advantage. Here’s why equipment loans are so crucial for the growth of businesses:

Save Big on Initial Costs.

Equipment loans save you from big initial costs, helping you keep cash for vital daily operations. This method makes managing money smoother, ensuring you've got funds for unexpected costs or new investment chances. Our diverse lender panel allows for many different lender options. Some of these would not require you to put down any deposit and allow you to fund the asset in its entirety.

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Stay Ahead with the Latest Tech.

With equipment financing, you can always use the newest technology and tools. This edge is essential for better work efficiency and staying ahead of competitors, letting businesses embrace innovations that push growth forward.

Tax Advantages.

After speaking to your accountant, you might find that equipment financing may potentially make you eligible to deduct interest paid, fees paid and any depreciation incurred as a tax deduction. Additionally, some financing options offer tax benefits, making these investments more financially sound. For example, chattel mortgages let you claim GST on purchase prices right away, providing quick tax relief.

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Own the Asset, Don't Just Rent.

For the best value and investment into your business, it pays to own an asset instead of just rent. However, our loan equipment options are flexible. You can choose to own your equipment outright with a Chattel Mortgage; or enter another type of agreement like Rent to Buy to spread out the cost over time and begin using your new equipment right away, with low commitment.

Mitigate The Risks of Becoming Obsolete.

In industries where technology changes rapidly, the risk of equipment becoming obsolete is high. Equipment loans offer a way to navigate this challenge, making it easier to upgrade or replace equipment and thus mitigate the risk of falling behind due to outdated technology.

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It Covers a Broad Range of Products.

Equipment loans don't just cover tools and heavy machinery but commercial vehicles, farm and agricultural equipment, medical machines, computers, laptops and building tools for renovations. There are financing options available to suit every industry, business, and the equipment in them that's required.

Benefits of equipment
financing by type.

Benefits
Commercial Hire Purchase
Chattel Mortgage
Equipment Finance Lease
Rent to Buy
Cash Flow Management
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Access to Modern Equipment
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Flexible Repayment Options
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Avoids Large Upfront Costs
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Allows for Strategic Financial Planning
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Flexible Financing
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Broad Applicability
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Adaptable to Credit Situations
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Quick Access to Funds
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GST and Tax Benefits
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Equipment Finance & Equipment Finance Loans Options Work.

Running a business is hard enough - growing it can be that much harder if you do not have the right commercial equipment lending in place. You don't want to spend hours after your work day looking through financial product information to find what equipment loan suits you. We're here to simplify this information and help you with that search.

What is a Commercial Hire Purchase (CHP)?

With a Commercial Hire Purchase (CHP), the financier holds ownership of the equipment during the hire term. However, the equipment transfers to the lessee's ownership once they complete all payments, including any final instalment. This financing option is ideal for businesses aiming to fully own their equipment post-financing. It offers the stability of fixed repayments and lets businesses lower their rental costs with an upfront deposit or trade-in.

What is a Chattel Mortgage?

A Chattel Mortgage is much like a CHP but stands out for its GST advantages. It enables businesses to claim the GST on the equipment's purchase price in their first Business Activity Statement (BAS) after buying. This financing model is flexible, allowing for loan customisation to meet specific financial requirements, similar to the adaptability found in a CHP or finance lease.

What is an Equipment Finance Lease?

Lease equipment financing offers a different approach from a hire purchase. It provides businesses the choice to renew the lease using the current equipment, upgrade to newer technology at the lease's end, or simply exit the agreement. This option suits companies seeking ongoing access to the latest equipment without the hefty upfront cost of ownership.

What is a Rent to Buy Agreement?

The Rent to Buy, or Lease-to-Own, arrangement allows a business to rent equipment with an option to purchase at the lease's conclusion. This flexible leasing method lets companies use equipment without initial ownership commitment. It is especially useful for businesses testing equipment before a full investment or those lacking the upfront capital for outright purchase.

How do I know which
business equipment loan right for me?

It's easier to throw in the towel sometimes when it comes to the search to find the right business equipment finance. Don't disappear down the rabbit hole searching through endless financial product descriptions, interest rate offers and advertisements. The best way to find the right equipment lending option for you is to compare what is out in the market right now. Compare, Compare, Compare! Comparing your options will get you the best deal for your circumstances. You can also consider the below to give you a headstart when you start your search.

Find a Low

Interest rate.

Interest rates play a crucial role, as they determine how much extra you're paying back each year on your loan. When eyeing a business loan, don't rush. Skipping the homework and picking the first option instead of properly comparing equipment loan interest rates can end up costly.

Why not simplify the process with Tradiespace? Our platform allows you to compare and discover the best low interest equipment loans for your situation on your own. No fuss, no muss, just more options tailored for you.

More Return (ROI).

For any business, equipment can be a significant financial burden. Yet, with the right equipment financing strategy, your business isn't just burdened—it's primed for growth and higher returns.

Expenditures on equipment, marketing, or other growth avenues can bring in extra revenue, covering any interest expenses and paving the way for quicker expansion, especially when cash flow is tight. Nowadays, there are numerous financing paths to choose from, such as overdrafts, lines of credit, working capital loans, and invoice financing. With all these options, it's easier to make the most of your investment.

We assist you in finding the right loan options that give you the most ROI from the money you put into your loan, with the lowest risk.

Ready to explore your commercial equipment finance options?

No bull#@*%
here.

We’ll tell you what you need to know, enquire with Tradiespace and take one step closer to getting your commercial equipment financing.

Compare Equipment Loans
Goodfellows Electrical

Secret Fees.

With financing equipment, the devil is in the details, and it can be more than a pain if you do not read the fine print properly or if not all associated fees are brought to your attention as a borrower.

Ask yourself these questions about equipment finance australia:

Entry/Exit Fees.

Are there any entry or exit fees?

Late Payments.

What are the late repayment fees?

Early Payments.

Are there fees for paying your loan off early?

Added Costs.

Are there any other added costs that could come up?

Equipment Loan Blogs.

We’re fast...
like super duper fast

Equipment Loan

No hidden stuff...

cause that ain’t cool

Equipment Loan

Badass loan...

for a badass customer

Equipment Loan


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"All applications are subject to the credit providers credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.



*Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide and our assessment of your application. We'll confirm your interest rate upon submission of your application. Rates, repayments and fees are estimates and are subject to change at any time.Turnaround Time is based on average approval time for personal and car loans between 1 August 2023 - 1 September 2023.



*The comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Eligibility criteria, terms and conditions apply."

Entity name - Loan Options AI Pty Ltd

ABN: 75 641 873 716

Australian Credit License Number: 543631