🚶♂️ The average tradie walks more in a day than an office worker does in a week ⏰ 6:30am is the most common start time for Aussie tradies ☕️ Tradies are 2nd biggest early coffee buyers in Aus after nurses 🐶 11% of tradies bring their dog to work weekly ⚡ Electricians spend more annually on tools than any other trade 🧾 64% of tradies say quoting is their top admin pain 📏 The most lost item on-site? Tape measures 🇦🇺 Australia has over 1.1 million tradies - nearly 1 in 10 working Aussies 🧰 The average ute holds $38K worth of tools 🚗 The top excuse tradies give for being late? “Traffic” - even on Sunday jobs 🔧 82% of tradies buy tools based on mate recommendations 📦 Over 60% of tradies are self-employed or run their own business 💰 The average Aussie tradie spends over $14,000 per year on tools, workwear and gear 🚽 Tradies rank site portaloos as the #1 worst part of the job 👷 Thousands of tradies use Tradiespace 🛒 1 in 4 tradies now prefers to buy tools online instead of in-store 📱 1 in 3 tradies has used a level app on their phone, and still didn’t trust it 🥶 Tradies are the second-highest consumers of iced coffee in Australia, right after long-haul truck drivers 🔒 44% of tradies say tool theft has affected them in the past 5 years 🚿 Plumbers and sparkies are the top trades for starting their own business 🛠️ Tradies spend on average 12+ hrs/month researching tools 🍽 Nearly half of tradies say they’ve eaten smoko with tools as a spoon 📅 Fridays are the most common day for job quotes to be submitted 🎥 Over 60% of tradies say they’ve used YouTube to learn a new skill or technique 🛍️ Friday is the most popular day for tradies to buy gear and tools
Self-employed? ABN? No payslips? No worries. Our brokers are experts and they’re ready to help.
Banks want payslips. You’ve got ABN income, invoices, or a trust structure.
They don’t understand how tradie income work, but WE DO.
Our brokers work exclusively with tradies and self-employed business owners.
Whether you’re a chippy, sparky, plumber or builder we’ll make the numbers make sense for lenders.
If you’ve been with the same lender for years, chances are you’re paying way more than you should. It’s time to refinance with better interest rates.
✅ 🏦 We compare lenders to find you a sharper rate
✅🏦 Lower your monthly repayments without the stress
✅🏦 Unlock cash through equity release if you need it
Most people don’t even realise they can save thousands a year just by refinancing. We’ll handle the paperwork and get you a better deal without the runaround.
How It Works
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✅ No banks. No BS. Only straight forward advice for tradies.
🔹 Variable Loans – Offset + redraw
🔹 Fixed Rate Loans – Predictable repayments
🔹 Split Loans – Stability + flexibility
🔹 Low Doc Loans – No full tax returns needed
🔹 Equity Loans – Tap into existing property
🔹 Interest-Only Loans – Keep repayments low
🔹 Line of Credit – Ongoing access to funds
We’ll guide you to the right one without the guesswork.
Testimonials
“Richard Waddington (LoanHub) provided valuable insights and a clear framework for us to make a smarter decision about our Variable & Fixed mortgage rate options instead of tossing a coin and hoping for the best. Richard’s ability to listen to our needs and his background as an Institutional advisor gave us confidence he was an Interest rate specialists and we would happily recommend him to others.”
FJ
Verified Customer • LoanHub
“Over many years I have relied upon Richard’s knowledge and understanding of interest rates, he has over 25 years direct experience in financial markets and developed a superb understanding of market cycles. By leveraging his Institutional experience and clear understanding of the interest rate cycle, I have been able to structure better outcomes and make smarter Variable & Fixed rate decisions when borrowing funds to purchase property and expand my business. In my view, Richard fills a gap in the market for everyday borrowers who need quality guidance on interest rates and a smarter approach to structuring their mortgage rates options – Richard’s background and experience provide the solution to fill that gap.”
MG
Ozforex Founder • LoanHub
“As a fund manager overseeing more than $20bn in equity portfolios, it is important to have an understanding of the economic environment and interest rate cycle. Richard Waddington’s insights and expertise over many years have helped keep our team consistently informed of prevailing interest movements and changes in expectations and policy. He is regarded as an authority in this area. We have had access to Richard’s expertise for 18 years and would not hesitate to recommend LoanHub’s specialist services to anyone who needs help in making informed decisions regarding Variable & Fixed mortgage rates.”
MW
Vinva Investment Management • Product Review
Our team has helped hundreds of tradies get approved even with messy income or tricky paperwork.
🔒 Free quote | 100% confidential | Fast answers
✔️ In-house tradie finance experts
✔️ X amount+ successful approvals
✔️ No upfront fees
✔️ No credit check to get started
Enter your details to complete your application.
Make your legal, accounting & tax processes easier.
From job management to loans and business cover, we help you save on what works, without wasting time on fluff.
Tradiespace helps you with the right advice, tools and partner discounts to fix your trade business issues and answer your questions – all 100% free for tradies.
💬 Drop your question below and we’ll get you sorted.
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The Trades Super Hub
A Tradiespace Partner is a vetted business that specialises in helping tradies with the tools, services, or support they actually need. This badge means they’ve been handpicked for quality, speed, and real results on the job.
Trust us when it comes to choosing the right service for your business
Get in touch. Our trades expert will promptly respond to your request.
Start your trades saving journey in 30 seconds.