🏡Tradie Home Loans That Actually Get Approved

Self-employed? ABN? No payslips? No worries. Our brokers are experts and they’re ready to help.

sole trader home loans
sole trader home loans
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❌ Why Tradies Get Declined by Banks

Banks want payslips. You’ve got ABN income, invoices, or a trust structure.

They don’t understand how tradie income work, but WE DO.

Our brokers work exclusively with tradies and self-employed business owners.

Types of Loans We Can Help With

Whether you’re a chippy, sparky, plumber or builder we’ll make the numbers make sense for lenders.

💸 Stop Overpaying on Your Home Loan

If you’ve been with the same lender for years, chances are you’re paying way more than you should. It’s time to refinance with better interest rates.

✅ 🏦 We compare lenders to find you a sharper rate

✅🏦 Lower your monthly repayments without the stress

✅🏦 Unlock cash through equity release if you need it

Most people don’t even realise they can save thousands a year just by refinancing. We’ll handle the paperwork and get you a better deal without the runaround.

How It Works

Home Loans Made Simple

1

Fill in a 30-second form

2

A real broker from our team will reach out

3

They talk you through home loan options that work for your setup

No banks. No BS. Only straight forward advice for tradies.

Tradiespace & Goodfellows Electrical
🎯 This Is For Tradies Who:
  • Run their own business (ABN or company)
  • Get paid by invoice or progress payments
  • Have tricky income or ATO debt
  • Are buying, refinancing or investing
  • Are sick of banks and brokers wasting their time

🧱 Loan Types We’ll Explain & Compare

🔹 Variable Loans – Offset + redraw
🔹 Fixed Rate Loans – Predictable repayments
🔹 Split Loans – Stability + flexibility
🔹 Low Doc Loans – No full tax returns needed
🔹 Equity Loans – Tap into existing property
🔹 Interest-Only Loans – Keep repayments low
🔹 Line of Credit – Ongoing access to funds

We’ll guide you to the right one without the guesswork.

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Testimonials

Trusted by Tradies Across Australia

See what Aussie business owners say about Tradiespace

“Richard Waddington (LoanHub) provided valuable insights and a clear framework for us to make a smarter decision about our Variable & Fixed mortgage rate options instead of tossing a coin and hoping for the best. Richard’s ability to listen to our needs and his background as an Institutional advisor gave us confidence he was an Interest rate specialists and we would happily recommend him to others.”

FJ

Fady & Jackie Daher

Verified Customer • LoanHub

“Over many years I have relied upon Richard’s knowledge and understanding of interest rates, he has over 25 years direct experience in financial markets and developed a superb understanding of market cycles. By leveraging his Institutional experience and clear understanding of the interest rate cycle, I have been able to structure better outcomes and make smarter Variable & Fixed rate decisions when borrowing funds to purchase property and expand my business. In my view, Richard fills a gap in the market for everyday borrowers who need quality guidance on interest rates and a smarter approach to structuring their mortgage rates options – Richard’s background and experience provide the solution to fill that gap.”

MG

Matthew Gilmour

Ozforex Founder • LoanHub

“As a fund manager overseeing more than $20bn in equity portfolios, it is important to have an understanding of the economic environment and interest rate cycle. Richard Waddington’s insights and expertise over many years have helped keep our team consistently informed of prevailing interest movements and changes in expectations and policy. He is regarded as an authority in this area. We have had access to Richard’s expertise for 18 years and would not hesitate to recommend LoanHub’s specialist services to anyone who needs help in making informed decisions regarding Variable & Fixed mortgage rates.”

MW

Morry Waked

Vinva Investment Management • Product Review

🚀 See What You Can Get Approved For

Our team has helped hundreds of tradies get approved even with messy income or tricky paperwork.

🔒 Free quote | 100% confidential | Fast answers

✔️ In-house tradie finance experts
✔️ X amount+ successful approvals
✔️ No upfront fees
✔️ No credit check to get started

Tradie Marketplace Save Money

💼 Level up your trades business

From job management to loans and business cover, we help you save on what works, without wasting time on fluff.

👷‍♂️ Exclusive trade savings

Tradiespace & Goodfellows Electrical

Save on the stuff you’re already buying!

👋 Got a Business Question?

Tradiespace helps you with the right advice, tools and partner discounts to fix your trade business issues and answer your questions – all 100% free for tradies.
💬 Drop your question below and we’ll get you sorted.

Average reply: under 1 business day

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