🏡 Home Loans Made Simple – Get Approved Faster

Self-employed? ABN income? No payslips? That’s okay. Our brokers know how to make your situation work.

❌ Why So Many Get Declined

Traditional banks want neat payslips and a simple 9–5 income. If your income comes from invoices, contracts, trusts, or doesn’t fit the box, they often say no.

We deal with lenders who actually understand different income types and know how to get you across the line.

Types of Loans We Can Help With

Whatever your trade is, we’ll connect it to lenders that say yes.

💸 Stop Overpaying on Your Home Loan

If you’ve been with the same lender for years, chances are you’re paying way more than you should. It’s time to refinance with better interest rates.

✅ 🏦 We compare lenders to find you a sharper rate 
✅🏦 Lower your monthly repayments without the stress 
✅🏦 Unlock cash through equity release if you need it

Most people don’t even realise they can save thousands a year just by refinancing. We’ll handle the paperwork and get you a better deal without the runaround.

How It Works

Home Loans Made Simple

Fill in a 30-second form

One of our brokers will give you a call

We match you with home loan options that fit your circumstances

✅ No bank runarounds. Just straight answers.

🎯 This Is Perfect For Anyone Who:

Is self-employed or earns through an ABN
Gets paid by invoice or contract work
Has complicated income or ATO debt
Wants to buy, refinance, or invest
Is tired of wasting time with banks that don’t understand

🔎 Loan Types We’ll Explain & Compare

🔹 Variable Loans – with offset + redraw features
🔹 Fixed Rate Loans – predictable repayments
🔹 Split Loans – balance of stability + flexibility
🔹 Low Doc Loans – no full tax returns needed
🔹 Equity Loans – unlock money from existing property
🔹 Interest-Only Loans – keep repayments low
🔹 Line of Credit – ongoing access when you need it

We’ll cut through the noise and find the right loan for you.

Testimonials

Trusted by Tradies Across Australia

See what Aussie business owners say about Tradiespace

“Richard Waddington (LoanHub) provided valuable insights and a clear framework for us to make a smarter decision about our Variable & Fixed mortgage rate options instead of tossing a coin and hoping for the best. Richard’s ability to listen to our needs and his background as an Institutional advisor gave us confidence he was an Interest rate specialists and we would happily recommend him to others.”

Fady & Jackie Daher

Verified Customer • LoanHub

“Over many years I have relied upon Richard’s knowledge and understanding of interest rates, he has over 25 years direct experience in financial markets and developed a superb understanding of market cycles. By leveraging his Institutional experience and clear understanding of the interest rate cycle, I have been able to structure better outcomes and make smarter Variable & Fixed rate decisions when borrowing funds to purchase property and expand my business. In my view, Richard fills a gap in the market for everyday borrowers who need quality guidance on interest rates and a smarter approach to structuring their mortgage rates options – Richard’s background and experience provide the solution to fill that gap.”

Matthew Gilmour

Ozforex Founder • LoanHub

“As a fund manager overseeing more than $20bn in equity portfolios, it is important to have an understanding of the economic environment and interest rate cycle. Richard Waddington’s insights and expertise over many years have helped keep our team consistently informed of prevailing interest movements and changes in expectations and policy. He is regarded as an authority in this area. We have had access to Richard’s expertise for 18 years and would not hesitate to recommend LoanHub’s specialist services to anyone who needs help in making informed decisions regarding Variable & Fixed mortgage rates.”

Morry Waked

Vinva Investment Management • Product Review

🚀 See What You Can Get Approved For

We’ve helped hundreds of Australians secure home loans even with complex income and paperwork.

🔒 Free quote | 100% confidential | Fast answers

✔️ Specialist home loan brokers
✔️ Hundreds of approvals secured
✔️ No upfront fees
✔️ No credit check required to get started

“They got us approved when three banks said no.” – Mark & Jess, QLD 💬

❌ Why So Many Get Declined

Types of Loans We Can Help With

💸 Stop Overpaying on Your Home Loan