⏰ 6:30am is the most common start time for Aussie tradies ⚡ Electricians spend more annually on tools than any other trade 🚗 The top excuse tradies give for being late? “Traffic” - even on Sunday jobs 🚽 Tradies rank site portaloos as the #1 worst part of the job 💰 The average Aussie tradie spends over $14,000 per year on tools, workwear and gear 🐶 11% of tradies bring their dog to work weekly 🧰 The average ute holds $38K worth of tools 🛠️ Tradies spend on average 12+ hrs/month researching tools 🥶 Tradies are the second-highest consumers of iced coffee in Australia, right after long-haul truck drivers 🛍️ Friday is the most popular day for tradies to buy gear and tools 🎥 Over 60% of tradies say they’ve used YouTube to learn a new skill or technique 🍽 Nearly half of tradies say they’ve eaten smoko with tools as a spoon 📱 1 in 3 tradies has used a level app on their phone, and still didn’t trust it 🔧 82% of tradies buy tools based on mate recommendations 📅 Fridays are the most common day for job quotes to be submitted 🛒 1 in 4 tradies now prefers to buy tools online instead of in-store 🚿 Plumbers and sparkies are the top trades for starting their own business 📦 Over 60% of tradies are self-employed or run their own business 📏 The most lost item on-site? Tape measures 👷 Thousands of tradies use Tradiespace 🧾 64% of tradies say quoting is their top admin pain 🔒 44% of tradies say tool theft has affected them in the past 5 years ☕️ Tradies are 2nd biggest early coffee buyers in Aus after nurses 🇦🇺 Australia has over 1.1 million tradies - nearly 1 in 10 working Aussies 🚶♂️ The average tradie walks more in a day than an office worker does in a week
Traditional banks want neat payslips and a simple 9–5 income. If your income comes from invoices, contracts, trusts, or doesn’t fit the box, they often say no.
We deal with lenders who actually understand different income types and know how to get you across the line.
Whatever your trade is, we’ll connect it to lenders that say yes.
If you’ve been with the same lender for years, chances are you’re paying way more than you should. It’s time to refinance with better interest rates.
✅ 🏦 We compare lenders to find you a sharper rate
✅🏦 Lower your monthly repayments without the stress
✅🏦 Unlock cash through equity release if you need it
Most people don’t even realise they can save thousands a year just by refinancing. We’ll handle the paperwork and get you a better deal without the runaround.
How It Works
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✅ No bank runarounds. Just straight answers.
🎯 This Is Perfect For Anyone Who:
🔹 Variable Loans – with offset + redraw features
🔹 Fixed Rate Loans – predictable repayments
🔹 Split Loans – balance of stability + flexibility
🔹 Low Doc Loans – no full tax returns needed
🔹 Equity Loans – unlock money from existing property
🔹 Interest-Only Loans – keep repayments low
🔹 Line of Credit – ongoing access when you need it
We’ll cut through the noise and find the right loan for you.
Testimonials
“Richard Waddington (LoanHub) provided valuable insights and a clear framework for us to make a smarter decision about our Variable & Fixed mortgage rate options instead of tossing a coin and hoping for the best. Richard’s ability to listen to our needs and his background as an Institutional advisor gave us confidence he was an Interest rate specialists and we would happily recommend him to others.”
FJ
Verified Customer • LoanHub
“Over many years I have relied upon Richard’s knowledge and understanding of interest rates, he has over 25 years direct experience in financial markets and developed a superb understanding of market cycles. By leveraging his Institutional experience and clear understanding of the interest rate cycle, I have been able to structure better outcomes and make smarter Variable & Fixed rate decisions when borrowing funds to purchase property and expand my business. In my view, Richard fills a gap in the market for everyday borrowers who need quality guidance on interest rates and a smarter approach to structuring their mortgage rates options – Richard’s background and experience provide the solution to fill that gap.”
MG
Ozforex Founder • LoanHub
“As a fund manager overseeing more than $20bn in equity portfolios, it is important to have an understanding of the economic environment and interest rate cycle. Richard Waddington’s insights and expertise over many years have helped keep our team consistently informed of prevailing interest movements and changes in expectations and policy. He is regarded as an authority in this area. We have had access to Richard’s expertise for 18 years and would not hesitate to recommend LoanHub’s specialist services to anyone who needs help in making informed decisions regarding Variable & Fixed mortgage rates.”
MW
Vinva Investment Management • Product Review
We’ve helped hundreds of Australians secure home loans even with complex income and paperwork.
🔒 Free quote | 100% confidential | Fast answers
✔️ Specialist home loan brokers
✔️ Hundreds of approvals secured
✔️ No upfront fees
✔️ No credit check required to get started
“They got us approved when three banks said no.” – Mark & Jess, QLD 💬
Enter your details to complete your application.
Make your legal, accounting & tax processes easier.
From job management to loans and business cover, we help you save on what works, without wasting time on fluff.
Tradiespace helps you with the right advice, tools and partner discounts to fix your trade business issues and answer your questions – all 100% free for tradies.
💬 Drop your question below and we’ll get you sorted.
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The Trades Super Hub
A Tradiespace Partner is a vetted business that specialises in helping tradies with the tools, services, or support they actually need. This badge means they’ve been handpicked for quality, speed, and real results on the job.
Trust us when it comes to choosing the right service for your business
Get in touch. Our trades expert will promptly respond to your request.
Start your trades saving journey in 30 seconds.