🏡 Home Loans for Business Owners That Actually Get Approved

No payslips. No employer. No problem. Business income isn’t always clean or simple – that shouldn’t stop you getting a home loan. We specialise in loans for business owners, especially in the trades.

❌ Why Business Owners Get Declined

Banks love payslips, not profit and loss statements.
As a business owner, your income might look low on paper even if you’re earning well.

They don’t understand how trade businesses work but we do.

We help business owners like you get approved, even with complex structures or up-and-down income.

Types of Loans We Can Help With

Whatever your business setup, we’ll connect it to lenders that say yes.

💸 Stop Overpaying on Your Home Loan

If you’ve been with the same lender for years, chances are you’re paying way more than you should. It’s time to refinance with better interest rates.

✅ 🏦 We compare lenders to find you a sharper rate 
✅🏦 Lower your monthly repayments without the stress 
✅🏦 Unlock cash through equity release if you need it

Most people don’t even realise they can save thousands a year just by refinancing. We’ll handle the paperwork and get you a better deal without the runaround.

How It Works

Home Loans Made Simple

Fill in a 30-second form

One of our brokers will give you a call

We match you with home loan options that fit your circumstances

✅ No bank runarounds. Just straight answers.

🎯 This Is For Business Owners Who:

Run their own business via ABN, company or trust
Get paid via progress payments, jobs, or contract income
Write off expenses and have low “taxable” income
Are growing, scaling, or just getting started
Are tired of wasting time with banks that don’t get it

🧱 Loan Types We’ll Explain & Compare

🔹 Variable Rate Loans – Offset & redraw
🔹 Fixed Rate Loans – Budget with confidence
🔹 Split Loans – Mix fixed and variable
🔹 Low Doc Loans – BAS, bank statements, not just tax returns
🔹 Equity Loans – Access funds using your property
🔹 Interest-Only Loans – Lower repayments short-term
🔹 Line of Credit – Use your equity when you need it

We’ll help you structure the right loan based on how you run your business.

Testimonials

Trusted by Tradies Across Australia

See what Aussie business owners say about Tradiespace

“Richard Waddington (LoanHub) provided valuable insights and a clear framework for us to make a smarter decision about our Variable & Fixed mortgage rate options instead of tossing a coin and hoping for the best. Richard’s ability to listen to our needs and his background as an Institutional advisor gave us confidence he was an Interest rate specialists and we would happily recommend him to others.”

Fady & Jackie Daher

Verified Customer • LoanHub

“Over many years I have relied upon Richard’s knowledge and understanding of interest rates, he has over 25 years direct experience in financial markets and developed a superb understanding of market cycles. By leveraging his Institutional experience and clear understanding of the interest rate cycle, I have been able to structure better outcomes and make smarter Variable & Fixed rate decisions when borrowing funds to purchase property and expand my business. In my view, Richard fills a gap in the market for everyday borrowers who need quality guidance on interest rates and a smarter approach to structuring their mortgage rates options – Richard’s background and experience provide the solution to fill that gap.”

Matthew Gilmour

Ozforex Founder • LoanHub

“As a fund manager overseeing more than $20bn in equity portfolios, it is important to have an understanding of the economic environment and interest rate cycle. Richard Waddington’s insights and expertise over many years have helped keep our team consistently informed of prevailing interest movements and changes in expectations and policy. He is regarded as an authority in this area. We have had access to Richard’s expertise for 18 years and would not hesitate to recommend LoanHub’s specialist services to anyone who needs help in making informed decisions regarding Variable & Fixed mortgage rates.”

Morry Waked

Vinva Investment Management • Product Review

🚀 Want to see your options?

If you run your own business, don’t waste time explaining your setup to banks. We’ll show you what you can actually get approved for.

🔒 Free quote | 100% confidential | Fast answers

✔️ In-house brokers who understand business finance
✔️ (X amount) + approvals for ABN holders, directors, and tradies
✔️ No upfront fees
✔️ No credit check required to apply

Types of Loans We Can Help With

💸 Stop Overpaying on Your Home Loan