📏 The most lost item on-site? Tape measures 🍽 Nearly half of tradies say they’ve eaten smoko with tools as a spoon 📦 Over 60% of tradies are self-employed or run their own business 💰 The average Aussie tradie spends over $14,000 per year on tools, workwear and gear 🚿 Plumbers and sparkies are the top trades for starting their own business 🥶 Tradies are the second-highest consumers of iced coffee in Australia, right after long-haul truck drivers 🚗 The top excuse tradies give for being late? “Traffic” - even on Sunday jobs 🧾 64% of tradies say quoting is their top admin pain 🧰 The average ute holds $38K worth of tools 🛒 1 in 4 tradies now prefers to buy tools online instead of in-store 🚽 Tradies rank site portaloos as the #1 worst part of the job ☕️ Tradies are 2nd biggest early coffee buyers in Aus after nurses 🛠️ Tradies spend on average 12+ hrs/month researching tools 🐶 11% of tradies bring their dog to work weekly 🔒 44% of tradies say tool theft has affected them in the past 5 years 📅 Fridays are the most common day for job quotes to be submitted ⚡ Electricians spend more annually on tools than any other trade 🔧 82% of tradies buy tools based on mate recommendations 👷 Thousands of tradies use Tradiespace 🇦🇺 Australia has over 1.1 million tradies - nearly 1 in 10 working Aussies 🚶♂️ The average tradie walks more in a day than an office worker does in a week 🛍️ Friday is the most popular day for tradies to buy gear and tools ⏰ 6:30am is the most common start time for Aussie tradies 📱 1 in 3 tradies has used a level app on their phone, and still didn’t trust it 🎥 Over 60% of tradies say they’ve used YouTube to learn a new skill or technique
Fast, simple, and built for tradies — get the right finance for your tools, vehicles, or machinery in minutes with no credit score impact.
Tradiespace helps Australian trade business owners compare and apply for a business loan in under 5 minutes. Compare 90+ lenders — including Westpac, NAB, Prospa, Pepper Money and more — side by side, with no impact to your credit score. Select your loan type above, get pre-approved in minutes, and have an Aussie broker secure the right deal for your trade business.
Various Loan Options
Instantly find the right trade loan for your needs.
✓ 5 Minute Pre Approval
✓ 90+ Lenders Compared
✓ Aussie Loan Brokers
An Easy Choice
We’ve made loan applications simple, quick and local. This is how.
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Zero impact on credit score
Using Tradiespace won’t affect your credit score.
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Built for tradies
Finance tailored for your business matched to your trade & business needs.
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Fast 5-min pre approval
Dubbed ‘lunch time loans’ so you can get back on the tools faster.
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Instantly compare multiple lenders rates
Instantly compare 90+ lenders rates and offerings.
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Real brokers & local Aussie support
Aussie team ready to answer questions and secure the sharpest rates available.
Powered by LoanOptions.AI × Tradiespace
Enjoy a Fast Tradie Loan Journey
We’ve upgraded our AI to make it even faster for you to compare options from over 90 banks and lenders with no impact on your credit score. Quick loans made simple for Aussies.
A business loan is when a business borrows money from a lender, usually a bank or finance company, and agrees to repay it over a set period with interest and any fees. It is a common way for businesses to get extra funding to help cover day-to-day expenses, buy tools, vehicles or equipment, hire more workers, or take on bigger projects. Business loans come in different types, depending on what you need – some are secured with an asset like a vehicle or property, while others are unsecured. Choosing the right loan depends on how much you need to borrow, how you plan to use the funds, and what fits best with your cash flow and business goals.
Running a business can cost a fortune — and it is bloody hard work too. Around 60 % of Australian SMEs say they’re planning to access external funding within the next 12 months — highlighting how widespread the need is for business loans.
You have got to think about what is next, whether it is hiring more staff, buying new gear, upgrading vehicles, or growing your operations. All of that costs serious money.
When you hit that point, having options matters. That is where a business loan can make sense. But how do you know you are getting a good deal? That is where comparing lenders helps – but let’s be honest, when you are flat out running a business, you do not have time to go hunting around for the best loan. That is why using a quick, smart loan tool like Tradiespace makes life easier.
Tradiespace makes finding a business loan easy. Just put in your details, and our AI quickly works through your options, cutting hours of searching down to just seconds.
With all the information in front of you, it is easy to weigh up the good and the bad and find the loan that suits your business best. Comparing properly means you are much more likely to get a better deal.
We have your back.
Business loans are a smart way to back your business when you need it. Whether it is for working capital, everyday running costs, or growing your operations, a business loan can help you keep things moving.
As a business owner, you have to stay on top of everything. If you are not, it turns into chaos fast. Finding the right loan can feel just as messy if you do not know what you are looking for.
Do not waste your time falling into a rabbit hole of endless financial products, rates, and ads. The smartest way to find the right personal loan is to compare what is available right now. Compare, compare, compare.
Comparing your options properly gives you the best shot at landing a loan that suits your situation. To get a head start, keep the tips below in mind when you kick off your search.
These days, all you hear about on the news is interest rates going up. You can thank the Reserve Bank of Australia (RBA) for that. Interest rates are a big deal because they decide how much you pay back on your loan each year.
When you are looking for a business loan, do not just jump at the first offer you see. Be smart about it. Use Tradiespace to easily compare your options and find the best loan for you – no need to call around or waste time.
Cashflow is king. Having the right finance in place can help your business grow and bring in more return on investment (ROI). That old saying, “you have to spend money to make money,” is spot on.
Money put into marketing, new gear, or bigger jobs could bring in extra revenue that easily covers the interest you pay. Good finance can also help you grow faster than waiting for cashflow to catch up.
These days, there are plenty of ways to structure your finance, like overdrafts, lines of credit, working capital loans, and invoice or debtor finance.
Our smart AI technology securely checks your application against all the important factors and compares it across hundreds of loan options from over 90 banks and lenders, giving you the best matches for your needs. And it does all this in as little as 20 minutes.
Our tool does not just find the best rates, it also matches you with the lenders where you have the highest chance of getting approved.
We have said it before and we will say it again. Not every loan is the same. When you apply for a loan, it can either be secured or unsecured. Finding the right loan can be confusing, so we have broken it down below to make it easier for you.
A secured loan uses the asset you are buying, like a car, as security for the loan. If you cannot repay the loan, the lender can take the asset and sell it to recover the money. If the sale does not cover the full amount you owe, you will need to pay the difference.
The big advantage of a secured loan is that it usually comes with a lower interest rate, because there is less risk for the lender.
With an unsecured loan, the lender does not use any asset as security. No collateral means you will usually pay a higher interest rate compared to a secured loan, because it is a bigger risk for the lender. Unsecured loans are not normally used for buying cars, because you can often save money by using the car as security.
However, an unsecured loan might be useful if the car you are buying is not accepted by the lender, if the car is too old, or if you want to borrow more than the purchase price to cover extra costs or custom work.
We will tell you straight what you need to know. Enquire with Tradiespace and take one step closer to getting your home loan sorted.
The fine print matters and devil is in the details. It can cause real headaches if you do not read the fine print properly or if the lender does not make all the extra fees clear up front.
Are there any fees for starting or finishing the loan?
What will it cost if you miss a repayment?
Are there any fees if you want to pay the loan off early?
Are there any other hidden costs you should know about?
Enter in your info into our AI loan tool it’ll scan the market and show you the best finance options for your trade business.
The more info you give us, the better and more accurate your loan matches will be.
Our loan tool instantly compares 90+ lenders and tailors the results to your business needs.
Just smart options matched to your priorities.
Now the easy part, select the loan that fits your trade business best.
Need more detail? The platform breaks it all down clearly, and our finance brokers are ready to step in and help finalise everything.
Find What You’re After
Compare 90+ lenders instantly and get the right loan without the runaround. No impact to your credit score.
We are always happy to assist in any questions or enquiries whether you’re looking for a loan or already have one.
Who provides the loans?
Loans are sourced from a panel of 90+ Australian lenders. This service is powered by LoanOptions.AI, a licensed Australian credit intermediary, in partnership with Tradiespace. Tradiespace is a referral partner.
All brokers are Australian-based and operate under Australian Credit Licence Number 543631 held by Loan Options AI Pty Ltd (ABN: 75 641 873 716). Tradiespace earns a commission from LoanOptions.AI when you proceed with a loan through LoanOptions.AI.
We do not compare all business insurers or insurance products in the market. Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether the advice is suitable for your circumstances, and before deciding to purchase a product.
*All applications are subject to the credit provider’s credit assessment and loan eligibility criteria. Terms, conditions, fees and charges apply. Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
*Your interest rate may be different and is based on a number of factors, including your credit history, the information you provide and our assessment of your application. We’ll confirm your interest rate upon submission of your application. Rates, repayments and fees are estimates and are subject to change at any time. Turnaround time is based on average approval time for personal and car loans.
*The comparison rate is based on a $30,000 secured loan over 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Eligibility criteria, terms and conditions apply.
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